Which of the following health insurance policies typically includes a provision for rehabilitative services?

Long-term care insurance is designed specifically to cover a wide range of services that individuals may need as they age or face chronic illnesses. This type of policy often includes provisions for rehabilitative services, which can encompass physical therapy, occupational therapy, and similar assistance aimed at helping individuals regain their independence after serious health issues.

Rehabilitative services are integral in supporting recovery and improving a person's quality of life, making them a key component of long-term care plans. This insurance is particularly relevant as it acknowledges that individuals may require ongoing support beyond standard medical care, often in the comfort of their own homes or specialized facilities.

The other options do not typically include rehabilitative services. Short-term disability insurance primarily replaces lost income due to temporary disabilities and does not usually cover rehabilitative services. Critical illness insurance provides a lump-sum payment upon diagnosis of specific life-threatening conditions but does not focus on post-illness care or rehabilitation. Accidental death insurance provides a benefit only in the event of death resulting from an accident and does not encompass any services related to rehabilitation. Thus, long-term care insurance stands out as the most appropriate option that includes rehabilitative services.