Which of the following describes a feature of Long Term Care insurance?

Long Term Care insurance is primarily designed to cover a broad range of personal care services and custodial care that individuals may require due to chronic illnesses, disabilities, or the aging process. The major feature of this type of insurance is its focus on assisting with daily living activities such as bathing, dressing, eating, and using the bathroom, which are typically not covered by traditional health insurance or Medicare.

This coverage is essential for individuals who may require assistance over an extended period, emphasizing personal care rather than medical care. While other choices mention various aspects of care, they do not align with the primary purpose of Long Term Care insurance, which is specifically aimed at providing benefits for custodial care needs. Thus, the selection accurately reflects a core component of Long Term Care insurance.