What document is typically issued to individuals as proof of their insurance coverage in a group plan?

In the context of a group insurance plan, the Certificate of Coverage serves as the official document issued to individuals to confirm their enrollment and coverage under the group policy. This certificate outlines the essential details of the coverage, including the benefits provided, any limitations or exclusions, and information about how to access services.

It is specifically designed for the insured individuals within a group plan, making it clear that they are part of the collective coverage afforded by the group policy. Group insurance policies are usually held by an employer or another organization, and the certificate allows each member to have individual acknowledgment of their coverage while not needing to hold the entire policy document.

In contrast, an Insurance Policy is the comprehensive agreement between the insurer and the policyholder but is not typically issued to individual members of a group plan. An Endorsement Document modifies or adds provisions to an existing policy but does not serve as proof of coverage. A Receipt of Premium Payment simply confirms that payment has been made for the insurance but does not detail the specifics of the coverage provided. Thus, the Certificate of Coverage is the appropriate and relevant document that serves as proof of insurance in a group plan setting.